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At least for now it appears renting is, in fact, the wave of the future. As home sales decline, or at the very least stay flat, the rental market is being touted, by Freddie Mac, as the bright spot for the remainder of 2011 and into 2012. So the question is if you do not already own your home, are you intentionally putting off home ownership? Is this a free and voluntary decision, based on current unsettled issues..or is it a decision forced upon you by those very same unsettled issues?

There seems to be a real difference between the answers to those questions.